Privacy Policy
Last updated: April 2026
1. Introduction
MortgageCalc ("Company," "we," "us," or "our") operates the website accessible at mortgage-calc.io (the "Site"). This Privacy Policy governs the collection, use, retention, and disclosure of information obtained from users ("you") of the Site and constitutes a legally binding agreement between you and the Company. Your access to or use of the Site constitutes your acknowledgment and acceptance of this Privacy Policy in its entirety.
2. Information Collected
The Company collects information through the following means:
- Automatically collected data: Upon access to the Site, our servers and third-party service providers automatically receive and record technical data transmitted by your browser or device, including but not limited to IP address, device identifiers, browser type and version, operating system, referring URLs, and session timestamps.
- Usage and behavioral data: Information pertaining to your interactions with the Site, including pages accessed, features utilized, session duration, and navigation patterns, is collected through analytics and advertising technologies operated by third-party service providers.
- Tracking technologies: The Site employs cookies, web beacons, pixel tags, and similar persistent and session-based tracking technologies, both first-party and third-party, for purposes including site analytics, performance optimization, and the delivery of interest-based advertising.
All financial inputs entered into the Site's calculator tools are processed client-side within your browser environment and are not transmitted to or stored on Company servers.
3. Use of Information
Information collected through the Site is used for the following purposes:
- Operation, administration, maintenance, and improvement of the Site
- Analysis of aggregate usage patterns and Site performance metrics
- Delivery of targeted and interest-based advertising through third-party advertising networks
- Detection, prevention, and remediation of fraud, security incidents, and technical errors
- Compliance with applicable legal obligations, regulatory requirements, and enforceable governmental requests
4. Third-Party Services
The Company engages third-party service providers to support site analytics and advertising operations. These third parties are independently authorized to collect, process, and use data obtained through your interactions with the Site in accordance with their own respective privacy policies and applicable law. Such third-party data collection and use is outside the control of the Company. Third-party service providers operating on or in connection with the Site utilize tracking technologies to collect browsing and behavioral information for the purpose of delivering targeted advertising. You may opt out of interest-based advertising by visiting www.aboutads.info or by adjusting your browser or device settings accordingly.
5. Disclosure of Information
The Company does not sell personally identifiable information to third parties. Information collected through the Site is disclosed only in the following circumstances:
- To third-party service providers engaged to operate, analyze, or support the Site, subject to confidentiality obligations
- In connection with a merger, acquisition, reorganization, or sale of all or substantially all of the Company's assets, in which case users will be notified via a prominent notice on the Site
- As required by applicable law, court order, or governmental authority, or as necessary to protect the rights, property, or safety of the Company or others
6. Data Retention
The Company retains collected information for the period necessary to fulfill the purposes set forth in this Privacy Policy, or as required or permitted by applicable law. Third-party service providers retain data in accordance with their own data retention schedules and policies.
7. Security
The Company implements commercially reasonable administrative, technical, and physical safeguards designed to protect information against unauthorized access, disclosure, alteration, or destruction. Notwithstanding the foregoing, no data transmission or storage system can be guaranteed to be secure in all circumstances, and the Company makes no warranty, express or implied, regarding the absolute security of any information.
8. Children's Privacy
The Site is not directed to individuals under the age of thirteen (13). The Company does not knowingly solicit or collect personal information from minors. Upon discovery that personal information has been inadvertently collected from a minor, the Company will take prompt steps to delete such information. Parents or legal guardians who believe their child has provided personal information to the Site should contact the Company at the address provided below.
9. Third-Party Links
The Site may contain hyperlinks to third-party websites. The Company exercises no control over the content, privacy practices, or data handling of such third-party sites and bears no responsibility or liability therefor. Users are advised to review the privacy policies of any third-party sites they access.
10. Amendments
The Company reserves the right to amend this Privacy Policy at any time at its sole discretion. Amendments become effective immediately upon posting to the Site with an updated effective date. Continued use of the Site following the posting of any amendment constitutes acceptance of the amended Privacy Policy. Users are advised to review this page periodically.
11. Contact
Inquiries regarding this Privacy Policy should be directed to:
Email: [email protected]